Don’t let one bad year reset your clock, James

Age 60–64 · estimated $750k in portfolio assets (from your survey answers)

All figures assume ≈$750k — the midpoint of the range you selected, not an exact balance. Your advisor runs your real numbers on the call.

▸ Pick the time for your call with Rich — takes 30 seconds

1 The timing problem, explained · 0:57

0:57

The crash isn’t the problem. The timing is.

2 Watch it happen

Open the statements · 2007–2013

2007 Q1

Quarterly statement · Retirement acct ••4821

Q1 2007$714,200

−$277,500 ON PAPER · IN 18 MONTHS

3 The recovery math, explained · 1:35

1:35

The math your statements never show you.

4 Your turn

Nobody schedules the bad year. Drag where it lands.

Drag the age the next bad year hits. The boxes compare riding it out vs. holding a floor — for someone retiring at 63.

If the next bad year hits at 62

586063 · retire6670

Riding it exposed

even ~68

With a 0% floor

$0 to claw back

5 The lost decade, replayed · 1:13

1:13

2008 wasn’t even the worst case.

6 Your meeting with Rich

How much of your $750k actually needs protecting?

📅 You pick the time 📞 Rich calls you

⏱ 30 minutes

1Getting to know youWhere you are today, what you’re protecting, and what the next few years need to look like.

2Whether this even fitsAn honest look at whether protecting part of your savings this way fits your goals. If it doesn’t, Rich will tell you.

3A general estimateA broad look at what a protected share could look like for savings like yours — a starting point, not a final number.

4The next step, if it makes senseIf it makes sense, Rich walks you through what happens next — no pressure, no second sales call.

Have handy

Rough account balances — ballpark is fine
Your target retirement year

That’s it. Rich brings everything else.

Nothing to buy on the call. Just your numbers, finally run.

One number left to model, James. Rich is ready when you are — a focused 30 minutes. Book my call with Rich

Prepared by The Annuity Institute

Hypothetical and for illustration only. Based on historical S&P 500 index movement (2000–2013); not a prediction or a specific product. Recovery times and the $3,750/month withdrawal path reflect index history and illustrative arithmetic — the past is not a promise of the future. 0% floor strategies typically cap upside; figures exclude fees. Any guarantee is subject to the claims-paying ability of the issuing company. Not investment advice.